Will my sickness insurance policy protect my family too?

The answer to this question will depend on the specific policy you choose, but broadly speaking, there are sickness insurance policies out there that cover your immediate family members should they fall ill and be in need of constant care.

This is why it is imperative you choose the right income protection insurance for your situation. Therefore, should you wish to include your wife and children on the policy and gain access to these benefits of care, you are advised to go for insurance that ensures your entire family are well taken care of.

Always read the terms and conditions of the policy before you buy it as there will be a deferral period before any claims can be made in this regard.

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