Does income protection cover maternity leave?

The answer to this question is ‘yes’, but you will still need to read the full terms of the policy to make sure that you are covered for this eventuality. This is because not all insurers include a pregnancy benefit in their premiums.

If you want to have total peace of mind that your income protection policy covers the period of maternity leave you will need to search for insurers that allow your valuable cover to stay in place during this time. You should also check that you are fully protected while on maternity leave.

This is certainly nothing to worry about though as many insurers are now recognising that women sometimes require extra support during this critical period of their lives, with the income protection policy becoming more crucial than ever.

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